American Business .vs A Bakery

Written by David on March 1st, 2010

A great quote I found recently that I liked concerning business and life…

American business at this point is really about developing an idea, making it profitable, selling it while it’s profitable and then getting out or diversifying. It’s just about sucking everything up.

My idea was: Enjoy baking, sell your bread, people like it, sell more. Keep the bakery going because you’re making good food and people are happy.
—Ian MacKaye, member of Fugazi and co-owner of Dischord Records
(from Salon.com People | Ian MacKaye)

Thanks to 37signals for pointing out the great quote!

“the magic of living below your means”

Written by David on February 13th, 2010

The Magic of Living Below Your Means

“One of the reasons people give for not giving gifts is that they can’t afford it.  Gifts don’t have to cost money, but they always cost time and effort. If you’re in a panic about money, those two things are hard to find. The reason these people believe they can’t afford it, though, is that they’ve so bought into consumer culture that they’re in debt or have monthly bills that make no sense at all.

When you cut your expenses to the bone, you have a surplus. The surplus allows you to be generous, which mysteriously turns around and makes your surplus even bigger.”

- By Seth Godin in “Linchpin”

Mobile Fundraising?

Written by David on January 19th, 2010

I just finished reading a short blurb in the most recent edition of “Campus Technology” about Mobile Fundraising. According the the article, Huston-Tillotson University is using vendor Wireless Factory to allow people to donate to the university by texting the code “HT” to the number “52000″. The donations will be billed directly to the individual’s phone bill.

I’m interested in this sort of grassroots fundraising ideas, but I’m not sure how open people will be to paying an extra charge on their phone bills due to the donation they made. What if the phone company setup two “bills” one for the phone services they provide and one for the extra donations, applications, ringtones and such we buy? Kind of like how on my iPhone. I have a bill from Apple for any applications I purchase or music I download, plus a bill from AT&T for the service?

Why I Blog

Written by David on January 2nd, 2010

I don’t blog because I’m brilliant or because I necessarily have some bright new ideas that no one else has been able to come up with I blog because it forces me to collect my thoughts and think specifically about something. It’s Lso an opportunity to help me determine how to write out my thoughts in a slightly more cohesive and comprehendable manner. So I may post bad ideas, incorrect thoughts, and frequently boring material, but I’m not doing it to gain an audience but rather to improve myself.

Another year ending

Written by David on December 25th, 2009

As another year comes to an end,  I’m excited about the things I’ve accomplished and I’m looking forward to what is to come. I’ve made some great friends and deepened other existing relationships. I’ve had an amazingly fun year with my wife, enjoying life in the city of Chicago. We took our first vacation to North Carolina, Virginia, Washington DC and back to Chicago again on a week long road trip.

Jessica successfully started the preschool at Chicago International Academy, and I was able to launch a new website for them (www.ciacademy.org).

I’ve got big dreams for this next year and I am looking forward to what God will do in and through me. I’m looking forward to the adventure!

Merry Christmas Everyone & A Happy New Year!!!

Didn’t buy it…

Written by David on December 19th, 2009

I realized that I hadn’t posted an update on here saying that we didn’t end up buying the house. When we had the inspection done we found major foundation problems and decided it wasn’t the house for us with the amount of work and major investment it would have been. We’re now taking a break from the house search till after the holidays, and I’m hoping that we’ll have better luck by then.

Trying to buy a home…let’s close this deal!

Written by David on November 19th, 2009
The house were working on closing on.

The house we're working to closing on.

Buying a home is a long process we’ve found over the last few months. Armed with our first accepted offer, we are now plowing through the piles of paper work necessary to get the loan process going. At the same time I’m lining up inspectors, a lawyer, and hopefully contractors next week to help with the rehab work, especially in the kitchen and bathroom of the 2nd floor unit.

The house (3528 W McLean Ave, Chicago, IL 60647) is a 2 unit home with a unit on each floor and a short 6 ft. basement. In the backyard on the alley is a 2-car garage.

Inside the 1st floor unit is mostly just studs, electrical, and insulation. It needs drywall and a floor. Plus a new bathroom and kitchen since those are just pipes sticking out of the frame walls and floor right now.

Inside the 2nd floor unit is are mostly plastered walls with some drywalling necessary. The kitchen is not there in this unit either, but the bathroom is partially put back together.

The basement has been flooded, so everything needs to be pulled out (gutted) so that we can get rid of the mold and junk that is everywhere.

We’ll need two new water heaters, 1 new HVAC system, and a bit of roofing repair on the garage.

We’re currently at $85,000 without doing any repairs, so we’ve got some room to include repairs in our mortgage. We’ll be getting a FHA 403k loan which allows us to roll some of the repair costs into the mortgage in order to hire contractors instead of doing it all on our own.

This Saturday we have our home inspector coming out to check out the house. I’m especially concerned with the structural integrity of the house since it was built in 1890. The one benefit of a house this old is that we don’t have to worry as much about whether someone accidentally built the house over the edge of our property. After 20 years being uncontested, it basically becomes grandfathered in, so we don’t have to worry about that part at least.

There is a lot of work to go on the paperwork side of getting to a close on the house, not to mention getting all of the quotes on the repairs and such. A fun month ahead that will turn into several years of repairs! Yippee!

my twitter posts from this past week…

Written by David on November 1st, 2009
  • Even trivial decisions can become important if we believe that these decisions are revealing something significant about ourselves. #
  • What you buy when you buy a lottery ticket http://bit.ly/K9SMC #
  • it’s rewarding to see new students get interested in a school based on the website I built for them this summer. #
  • Dunbar’s Number isn’t just a number, it’s the law http://bit.ly/wJYbX (via feedly) #
  • The $300 Million Button, how usability testing increased sales by $300 million http://bit.ly/3QTarD #

Conversion and Following

Written by David on October 31st, 2009

We talk a lot about the “conversion process” as Christians, but it seems Christ spends just as much time talking about following Him and how that would look.

Then He said to them all, “If anyone desires to come after Me, let him deny himself, and take up his cross daily, and follow Me.  For whoever desires to save his life will lose it, but whoever loses his life for My sake will save it.  For what profit is it to a man if he gains the whole world, and is himself destroyed or lost?  Luke 9:23-25.

In no way do I want to ignore the concept of coming to Christ, but I’ve heard many conversations on “assurance of salvation” (especially through youth groups), hypothesizing about potential situations of potentially lost souls. A friend of mine started the process of shaking up my thinking on these concerns when he said his response to people asking about these things was always, “Are you following Jesus?”.

“Follow Me” is a phrase Christ repeated over and over again during his time on earth. What does it mean to follow Him? It means to do what He did, live how He lived, and be who He was, right? That’s how a rabbi and his disciples worked as I understand it. Not sitting around drawing lines in the sand about who is in an who is out. In fact, within the inner twelve disciples was His eventual betrayer, Judas. Christ, who knew all of their hearts, intentions, and futures, didn’t reject or seperate out Judas or try to label him as a non-disciple. (don’t misunderstand me as trying to reject labels of any type.)

The questions get thrown around all of the time about salvation and sin. What if someone did X unmentionable sin, could they still be saved? Really, what does asking and answering that question help? Wouldn’t Christ’s response to such a situation be to call it sin, and challenge the person to turn from it and follow Him. I’m thinking of the woman at the well, Zacheus, and several others, who were obviously in sin, and Christ isn’t afraid to confront it.

A friend who claims to be a Christian, and is doing X, doesn’t need his salvation questioned, but a true friend who will call him to follow and pursue Christ, and through that to see how his life contains things aren’t right (sin). Christ makes it clear that salvation is a necessary part of following him, and if that’s the step that my friend felt he needed to do in order to follow Christ then great. If he felt that he had already accepted Christ, then great, repent from your sin and follow him.

Please don’t get offended by what is quite possibly my mind’s oversimplification of a complex topic, I’m simply trying to help myself and others follow Him.

Twitter Weekly Updates for 2009-10-25

Written by David on October 25th, 2009
  • Helpful article explaining the float css property: http://bit.ly/43b7GO #
  • RT @ChicagoGDesign: New article:16 prepress tips for graphic designers: http://bit.ly/4o4u6b #
  • meeting this morning to continue discussion on metrics based on "Web Analytics: An Hour a Day" by Avinash Kaushik. Good material #
  • personalized learning on an ipod touch? blog on the topic:http://bit.ly/iLvkb #
  • …saturdays… #